



4/14/2003

Standard & Poor’s Core
Earnings Defined
Unrealized
gains/losses from hedging activities
Reversal
of prior-period charges and provisions for bad debt
Litigation
or insurance settlements
Write-downs
of depreciable or amortizable assets
Gains/losses
from asset sales
Restructuring
charges from on-going operations
Goodwill
impairment charges
Employee
stock option grant expense
Excluded from Standard
& Poor’s Core Earnings
Included in Standard
& Poor’s Core Earnings